Peer Data

Women-Owned Banks (As of September 30, 2016)
Asset Size	All	Under $100M	Over $100M
Peer Group Information
Number of Banks in Peer Group	6	3	3
Earnings and Profitability: Percent of Average Assets
Noninterest Income	1.32	N/A*	N/A*
Noninterest Expense	3.47	N/A*	N/A*
Provision: Loan & Lease Losses	0.20	N/A*	N/A*
Realized Gains/Losses Sec	0.02	N/A*	N/A*
Net Operating Income	1.19	N/A*	N/A*
Net Income	1.19	N/A*	N/A*
Margin Analysis
Avg Earning Assets to Avg Assets	92.02	N/A*	N/A*
Net Int Inc-TE to Avg Earning Assets	4.00	N/A*	N/A*
Loan & Lease Analysis
Net Loss to Average Total LN & LS	0.18	N/A*	N/A*
LN & LS Allowance to Total LN & LS	1.65	N/A*	N/A*
Noncurrent Loans to Total Loans	1.50	N/A*	N/A*
Liquidity
Net Noncore Fund Dependence	-4.03	N/A*	N/A*
Net Loans & Leases to Assets	60.56	N/A*	N/A*
Capitalization
Tier One Leverage Capital	10.84	N/A*	N/A*
Tier One RBC to Risk-Weight Assets	17.27	N/A*	N/A*
Total RBC to Risk-Weight Assets	18.45	N/A*	N/A*
Cash Dividends to Net Income	35.77	N/A*	N/A*
Growth Rates
Total Assets	5.24	N/A*	N/A*
Tier One Capital	5.41	N/A*	N/A*
Net Loans & Leases	2.38	N/A*	N/A*

FDIC CERT #	FRB ID_RSSD	Bank Name	City	State
10987	338851	CAMBRIDGE ST BK	CAMBRIDGE	MN
17009	751852	CENTRAL BK OF KANSAS CITY	KANSAS CITY	MO
12107	921936	FARMERS ST BK	ELMWOOD	IL
4482	242949	FNNB BK	NEWTON	IA
2828	244037	FRIEND BK	SLOCOMB	AL
8980	52951	SECURITY ST BK	WEWOKA	OK

* There are an insufficient number of banks in this category for meaningful averaging.