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Home > Peer Data > 2009 Data Tables > De Novo Banks (Year-End 2009)

Peer Data

De Novo Peer Group Data as of Year-End 2009 for Banks With Assets Less Than $750 Million
Year Opened
2009
2008
2007
2006
2005
Peer Group Information
Average Total Assets
2,169,431
6,334,455
17,217,348
20,782,721
24,126,046
Total Equity Capital
852,698
1,340,202
2,488,457
2,384,242
2,387,861
Net Income
-113,450
-131,248
-243,435
-301,308
-257,634
Number of Banks in Peer Group
25
84
157
160
139
Earnings and Profitability: Percent of Average Assets
Noninterest Income
0.03
0.21
0.26
0.25
0.28
Noninterest Expense
16.77
4.78
4.00
3.52
3.25
Provision: Loan & Lease Losses
1.14
0.87
1.12
1.33
1.57
Realized Gains/Losses Sec
0.14
0.05
0.09
0.06
0.06
Net Operating Income
-15.60
-2.17
-1.60
-1.40
-1.49
Net Income
-15.65
-2.18
-1.61
-1.43
-1.51
Margin Analysis
Avg Earning Assets to Avg Assets
84.55
93.56
94.24
94.09
94.33
Net Int Inc-TE to Avg Earning Assets
2.22
3.03
3.36
3.30
3.17
Loan & Lease Analysis
Net Loss to Average Total LN & LS
0.03
0.13
0.63
1.02
1.52
LN & LS Allowance to Total LN & LS
1.13
1.42
1.73
2.01
2.06
Noncurrent Loans to Total Loans
0.02
0.35
1.48
3.70
3.79
Liquidity
Net Noncore Fund Dependence
-38.55
14.24
23.12
28.56
32.07
Net Loans & Leases to Assets
42.26
63.85
68.06
73.57
73.35
Capitalization
Tier One Leverage Capital
32.21
17.67
13.41
10.44
9.05
Tier One RBC to Risk-Weight Assets
54.01
24.00
17.79
13.39
11.63
Total RBC to Risk-Weight Assets
54.89
25.11
18.97
14.65
12.92
Cash Dividends to Net Income
-0.05
1.35
-0.05
0.02
0.09
Growth Rates
Total Assets
0.00
96.10
44.77
18.45
12.60
Tier One Capital
0.00
-6.66
-2.32
-4.39
-2.20
Net Loans & Leases
0.00
187.72
46.35
15.57
5.49

Data compiled from the FFIEC website External Link on September 14, 2010.

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