Skip navigation links

About Us • Contact Us • FAQs
E-Mail Subscription • Archives

Home > Peer Data > 2008 Data Tables > Multiracial American Banks (as of September 30, 2008)

Peer Data

Multiracial American Banks (as of September 30, 2008)
 
09/30/2008
09/30/2007
12/31/2007
12/31/2006
12/31/2005
Peer Group Information
NUMBER OF BANKS IN PEER GROUP
5
5
5
5
4
Earnings and Profitability: Percent of Average Assets
NONINTEREST INCOME
1.27
1.43
1.36
1.16
1.22
NONINTEREST EXPENSE
4.96
6.39
6.54
7.69
4.78
PROVISION LOAN & LEASE LOSSES
0.46
0.38
0.36
0.32
0.07
REALIZED GAINS/LOSSES SEC
0.02
-0.01
-0.01
-0.07
0.01
NET OPERATING INCOME
-0.72
-1.05
-1.35
-2.61
0.18
NET INCOME
-0.72
-1.05
-1.35
-2.61
0.18
Margin Analysis
AVG EARNING ASSETS TO AVG ASSETS
94.93
94.36
94.28
93.37
91.92
NET INT INC-TE TO AVG EARNING ASSET
3.49
4.38
4.25
4.68
4.30
Loan & Lease Analysis
NET LOSS TO AVERAGE TOTAL LN & LS
0.10
0.25
0.24
0.05
0.17
LN & LS ALLOWANCE TO TOTAL LN & LS
1.42
1.22
1.21
1.16
1.19
NON-CUR LN & LS TO GROSS LN & LS
2.70
1.69
2.12
0.58
0.56
Liquidity
NET NONCORE FUND DEPENDENCE
50.08
33.04
36.09
16.32
29.73
NET LOANS & LEASES TO ASSETS
68.87
71.73
70.43
68.65
59.63
Capitalization
TIER ONE LEVERAGE CAPITAL
9.13
13.86
12.08
19.02
13.27
TIER ONE RBC TO RISK-WEIGHT ASSETS
13.32
17.03
15.88
22.26
19.74
TOTAL RBC TO RISK-WEIGHT ASSETS
14.43
18.01
16.88
23.23
20.84
CASH DIVIDENDS TO NET INCOME
13.03
0.00
0.00
0.00
0.00
Growth Rates
ASSETS
35.58
30.72
32.64
1.87
12.98
TIER ONE CAPITAL
-6.82
1.28
-8.90
5.44
2.04
NET LOANS & LEASES
25.38
55.90
35.98
10.09
14.96
Banks in Selected Peer Group
Bank Name
RSSD
CERT
Assets
COMMUNITYS BANK
2914905
57041
48,368
ESPIRITO SANTO BANK
729132
21220
461,258
SUNSTATE BANK
2791085
34643
174,866
NEIGHBORHOOD NATIONAL BANK
2333140
34548
131,527
LIBERTAD BANK SSB
3347911
58082
41,844
TOTAL ASSETS
-
-
857,863

Return to the main page for peer data.